NC Homeowners Insurance

Your North Carolina home will be one of your biggest investments. You never want to question your NC homeowners insurance coverage. With Penny Insurance, you don't have to. We've been covering the homeowners insurance needs of NC since 1931. Whether you're buying your first home or looking to switch your coverage - our agents can help. Don't leave the protection of your home to just anyone; contact us today for a free quote and more information on NC homeowners insurance.

North Carolina Car Insurance

Looking for affordable North Carolina car insurance that doesn't sacrifice quality? Not a problem with Penny Insurance! Our agents shop the top carriers to find you the auto insurance you need in North Carolina. We work with you to create plans that fit both your coverage needs and your budget. Whether it's coverage for your teen driver or a comprehensive plan for your new sports car - our agents will take care of you and your family. Contact us today for a free quote and more information!


North Carolina Business Insurance

Do you have the right North Carolina business insurance Penny Insurance knows what it takes to create a comprehensive NC business insurance package - we run our business here too! From workers compensation to general liability, our agents will help with all of your business needs. We even provide specialty coverage for businesses such as churches and restaurants. Contact us today to learn more about what we can do for your business!

North Carolina Life Insurance

Do you have the right North Carolina life insurance? Are you working with the right life insurance agency? Penny Insurance can put both these questions to rest. Our agents are life insurance experts - we shop the top carriers in the country to find you North Carolina life insurance that fits you and your family. We help you understand your options, forming a whole or term life insurance policy that fully covers you. Make sure you have the right life insurance agency; contact us today to learn more!


Retirement planning can get complicated. At Penny Insurance, we understand this. Our agents can not only help with all of your insurance needs, but also your retirement needs, such as annuities. Whether it's fixed annuities or any other annuity, we have you covered. Not sure if you need an annuity? No problem! We can help you figure it out, ensuring you and your family's financial future is protected. Contact us for more information on annuities in North Carolina!


Learn More About Our Products
North Carolina home insurance
North Carolina auto insurance
North Carolina business insurance
North Carolina church insurance

Welcome to the home of Penny Insurance – proudly serving the insurance needs of the Carolinas since 1931!

Located in Hendersonville North Carolina, Penny Insurance is your leading local insurance agency. We are dedicated to serving the diverse needs of area individuals, families, and businesses throughout North Carolina and South Carolina, from Asheville to Wilmington and Greenville to Charleston.

Over the past 83 years, Penny Insurance has continued to evolve into a trusted coverage leader – with impeccable service and commitment to its clients.

We are committed to making sure our clients are happy with the service they receive here at Penny Insurance. Having been in business for 83 years, we believe the only way to be successful is by providing superior customer service. The best way to do that is by keeping our clients’ well being at the forefront of everything we do.

Penny Insurance represents various insurance carriers across the country, allowing our dedicated agents to accurately compare rates and coverage options for different lines of insurance. Residents of Asheville, Charlotte, Raleigh, Columbia, and more can benefit from the fact that our agency is distinguished as a top performer with the “A++” companies we represent. You can depend on us to listen, understand, and deliver comprehensive insurance options throughout the Carolinas at a great value.

We welcome you to join our family and learn about our broad book of options for insurance in North Carolina. Perhaps you need reliable car insurance or homeowners insurance. You can rest assured because we've made your coverage needs our number one priority! We offer all of the knowledge and skilled expertise you would expect form a well-established, locally-run insurance agency.

At Penny Insurance, the coverage certainly doesn't stop there! Be sure to ask one of our insurance specialists about our coverage options available for business insurance packages, specialty commercial church insurance packets, and much more!

Contact us today to speak with an agents, discover your coverage options, and receive your free insurance quotes today!

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