Environmental Insurance

When you hear the term Environmental Liability or Pollution Insurance you may think that only entities that create waste or handle hazardous materials should be buying this coverage. The fact is, that the need for Environmental Liability Insurance is fairly vast and covers a wide range of industries: Construction, Manufacturers, Wholesalers, Retailers, Real Estate, Consultants, Auto related businesses and more.

You don’t need to be handling “hazardous” materials to be exposed to a pollution claim that is likely going to be excluded on your general liability insurance policy. Simple products that we think are harmless in regular use become hazardous when they are spilled, dumped, or released where they don’t belong.

So what’s at stake?

At Penny Insurance our environmental liability insurance guarantees fair and reliable coverage for your business, contributing to the overall safety and future of your company. Unfortunately, general liability insurance does not cover environmental issues. Most business owners today are unaware of this coverage gap and most are totally uninsured for a risk that has the potential to bankrupt them.

A common occurrence is mold growing in a building as a result of subsequent leakage after a building is completed. If someone becomes sick from the mold intake, you can be held responsible. Aside from just mold, there are also many other pollutants that you can be found liable for negligence if they were to be released. These include:

• Hazardous product transporting
• Hazardous waste disposal
• Product failures
• Inadequate emergency response procedures
• Incompetent environmental counseling

With years of providing liability insurance in North Carolina, we make finding affordable, assisted coverage easy for you. Penny Insurance will make sure your company protects itself from any harm caused by environmental or pollutant issues. Our environmental liability insurance is among the highest quality in North Carolina, and we guarantee to offer premium service to keep you and your business protected at all costs.

Coverage can be tailored to your specific needs and may be more affordable then you think! For a no obligation Environmental Liability Insurance quote, or more information, please contact Penny Insurance.