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North Carolina Health Insurance
As your trusted North Carolina insurance agents, we know that finding the most reliable and affordable health insurance policy isn’t easy – precisely why we want to be on your side, fighting to get you the comprehensive coverage you deserve.
It is nearly impossible to live without health insurance these days. With the rising costs of health care – and that heavily debated government-backed initiatives – many people are finding it difficult to find affordable health insurance that doesn’t force them to sacrifice quality care.
There are numerous reasons why Americans are looking for reliable healthcare. Whether it’s because your employer or company does not offer health coverage, or you are self employed, you may find yourself in a position where you need to seek your own medical coverage.
At Penny Insurance, we’re here for you! No matter where you are located across the state – whether it’s health insurance in Charlotte or coverage in Hendersonville – we’re here to help you find the dependable coverage you deserve.
Our North Carolina Individual health insurance policies are fully customizable – easily tailored to match your unique needs – and most often provide coverage for:
- Doctors visits
- Medical Testing
- Specialized care
- Surgical procedures
It’s also important to consider your financial situation, as well as the health of both you and your family members when searching for the perfect North Carolina health insurance plan. Most often you can typically choose between two types of health care coverage:
Indemnity Plans (or Fee-for services plans)
- Cafeteria/Flexible Spending Plans
- Indemnity Health Plans
- Basic & Essential Health Plans
- High Deductible Health Plans (HDHP)
- Health Savings Accounts (HSA)
Managed Care Plans
- Health Maintenance Organizations (HMOs)
- Preferred Provider Organizations (PPO)
Don’t allow yourself to remain unprotected. Contact Penny Insurance today for a free North Carolina individual health insurance quote and more information on all of the policy options we offer our clients!