NC Homeowners Insurance

As your premier North Carolina insurance agency, we know that finding the perfect homeowners insurance in NC isn’t necessarily easy; that’s why at Penny Insurance, we are dedicated to being your insurance partner!

At Penny Insurance, we are committed to helping you navigate through one of the most critical policy decisions you will have to make during your lifetime. In order to secure you the most applicable and efficient coverage, it’s important to us that we take the time to truly understand you unique insurance needs – because let’s face it, every home and North Carolina homeowner is unique – so why shouldn’t your policy be?

As one of North Carolina’s leading independent insurance agencies for more than 81 years, we have the ability to shop multiple carriers nationwide in order to get you the best possible NC homeowners insurance at the most reasonable rates – no matter where you are located across the state, we’re here to help!

Typical coverage packages for homeowners insurance in NC can include protection for the following:

• The physical structure of your home
• Replacement cost
• Personal possessions
• Additional living expense (in the event of covered loss or a natural disaster)
• Liability

Debating the need for a bit more security? Need specialty coverage added for unique exposures vulnerable within your typicalNC homeowners insurance policy? Then don’t hesitate to ask one of our expert insurance professionals about further coverage options you can purchase to enhance your plan for homeowners insurance in NC! Supplemental policies, that can add that extra degree of protection, include:

• Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
• Flood Insurance policies
• Earthquake insurance policies
• Umbrella Insurance policies (additional liability)
• Animal Liability (liability issues due to household pets)

At Penny Insurance, we know what may work for one North Carolina homeowner, won’t necessarily work for you. Give us a call today, to learn more about our all-encompassing NC homeowners insurance policies. One of our dedicated agents would be happy to provide you with a thorough coverage evaluation as well as offer you a free quote right now!